Your Money, Your Wealth

Your Money, Your Wealth


Latest Episodes

How to Take the Uncertainty of Taxes Off the Table - 474
March 26, 2024

Jimmy in Wisconsin will have a pension, Social Security, and a seven year retirement shortfall. How should he cover it? Skipper in Texas has some unusual pension options, which makes the most sense fo

Does Your Financial Advisor Just Want to Collect Fees? - 473
March 19, 2024

Why would a financial advisor suggest that Frank in Lake Wobegon sell a piece of inherited property, pay 25% tax, and invest the lump sum? Mark in Florida is 72 and invested in CDs. Should he go back

Will Roth Conversions Put You On Track to Retire Early? - 472
March 12, 2024

Rob and his wife in North Carolina are 51 and 44 and would like to retire in the next 3-5 years. Are they on track, and what should they consider as far as Roth conversions are concerned once the tax

How Much Should You Convert to Roth IRA? - 471
March 05, 2024

Big Tex, Paul in Maryland, and Nick in Alabama all need to know how much money they should convert to Roth to pay as little tax as possible, today on Your Money, Your Wealth podcast 471 with Joe Ande

Spitballing Retirement for Fat Wallets - 470
February 27, 2024

Barney and Betty in Maryland hit the jackpot. Hows Barneys strategy for net unrealized appreciation, retirement withdrawals, and asset location for his $5 million employee stock ownership plan? Nick

401(k) Ins & Outs, Roth Conversion Benefits, and Divorce Finances - 469
February 20, 2024

Erik in MN is divorced, and the OC Birdman of South OC is getting divorced. Should Erik contribute to pre-tax retirement accounts or Roth? How should the Birdman and his soon-be-ex time the sale of th

How Much to Save in Tax-Free, Tax-Deferred, and Taxable Accounts? - 468
February 13, 2024

Are there general guidelines on what percentages of your investment portfolio should be in tax-free accounts like your Roth, tax-deferred accounts like your 401(k), and taxable accounts like your brok

What Does Retirement Look Like for You? - 467
February 06, 2024

What does retirement at age 60 look like for Allison in Northern Virginia? The calculator says Jimmy and Rosalynn in Georgia are on track to reach their retirement goals, even though theyre late sta

Roth Conversions to Pay Less Tax on Retirement Withdrawals - 466
January 30, 2024

Should Peter LemonJello, who has high income, and his wife, who is retired with zero income, file their taxes as married filing separately so they can start Roth conversions? What are the tax implicat

Personal Finance 101: How to Teach Teens About Money - 465
January 23, 2024

How and what should we teach teenagers about money, to make the next generation financially literate? Thats what CJ in Philadelphia and Teresa want to know, today on Your Money, Your Wealth podcast