We start the new year with a bang. Just when you thought it would get really bad, the stock market does surprisingly well. Then, while ignoring stocks, investors continue to pour billions of dollars into JUNK bonds. What are you thinking? We unveil a new feature that will help you spend less and make more, Fee Follies. This week we expose the real potential cost of doing business with a popular advisory firm, Flexible Plan Investments. You will be shocked! Finally, we present our first ever "Worst Investing Advice of the Year" award. You don't want to miss this week's exciting, Investoradio.